“Genesis FS Card Services” Have you been facing problems with the use of your credit card on a low credit? Well, I recommend genesis financial solutions card services that help you solve all your financial challenges with its unlimited packages.
How then can I start this? Hmm, so easy by just reading this article to the end. Read through as we show you, all you need to know about the genesis FS card service.
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Genesis FS Card Services
Genesis FS card services are financial solutions that offer customers, private-labels credit cards through point-of-sale partnerships with top merchants and originate non-prime MasterCard accounts through its indigo or the milestone brands.
Genesis Financial Solutions was established in 2001 by a group of experienced consumer financial services experts focused on originating, acquiring, and servicing consumer loans.
After the financial crisis of 2008, the leadership team recognized an unmet demand for consumer credit among individuals with less-than-perfect credit, or with limited credit experience, and diversified into non-prime consumer lending.
Genesis entered the private-label second-look finance business in 2011, and in 2019 surpassed $2 billion in originated credit card receivables. The private-label credit cards originated through point-of-sale partnerships with hundreds of retailers and healthcare providers that wish to serve more customers and increase their sales volumes by offering affordable and flexible financing.
Genesis financial services offer credit to the non-prime market, which the users can’t qualify for prime rates because of their credit history. The genesis company offers genesis credit cards for customers who do not qualify for prime lenders.
This credit card was established after the 2008 recession when there was a negative impact on people’s credit; which led to the creation of the genesis credit cards. There is basically three credit cards that genesis offers to their customers.
The following are the three main genesis credit cards they offer.
- Genesis FS Destiny Mastercard
- Genesis FS indigo Mastercard
- Genesis FS Milestone Gold Mastercard
Let’s discuss the different genesis credit card listed above
Genesis FS Destiny Mastercard
Genesis FS Destiny Mastercard credit card is a major solution for people with very poor credit in search of raising a good credit profile. Destiny Genesis FS credit card gets a customer approved on a credit limit of $300-$700.
This credit card comes with an annual fee, you may decide to pay the monthly fee that may consider you a maintenance fee. This credit card comes with a $700 credit limit, which comes with a 35.9% cash advance and an interest rate of 35.9% for the first year and $49 each year, plus a %150 annual fee billed monthly at $12.50 per month.
The destiny MasterCard credit card is an unsecured credit card that provides customers a low foreign transaction fee of 1% but they also face high annual fees.
Genesis FS Indigo Mastercard
This genesis MasterCard credit card is based on cardholder agreements that can qualify for a $300 credit limit. There is an annual fee of $49 or $59 each year and either a 24.9% or 29.9% purchase APR with a 29.9% cash advance APR. The $300 credit limit comes with a cardholder agreement for a $75 annual fee and $99 each year after, with either a 9.9%, 19.9%, 24.9%, or 29.9% APR.
Genesis FS Milestone Gold Mastercard
The genesis milestone gold MasterCard is almost the same as the genesis indigo MasterCard credit card, it offers a credit limit of $300 on several cardholder agreements. This Mastercard is issued by the Bank of Missouri and offers up to a $1000 credit limit for those who qualify.
This credit limit features a $74 annual fee for the first year and $99 each year after, plus a 29.9% cash advance and purchase APR. You may be approved with a $59 annual. The benefits of this card are that you can get approved on poor credit and there is no monthly maintenance fee.
With all this genesis MasterCard credit card, genesis FS uses the indigo and milestone MasterCard to offer non-prime users credit cards. These Mastercard credit cards are used to make transactions and pay bills online or offline
It is generally acceptable in any place or store to make purchases, now you enjoy using your MasterCard to shop, dine and pay your bills. I believe this article has shown you a lot about genesis fs card services.
Genesis FS Card Services Login
Follow the steps below to log in to your genesis financial services card account.
- Open any web browser on your device and proceed to https://mygenesiscredit.myfinanceservice.com/Account/Login.
- When the website loads, enter your username and password in the required field.
- After filling out the form, scroll to the bottom of the form and hit the “Log-In >>” button.
Wait a few seconds for verification andyou should be logged in to your account.